Privacy Policy

Privacy Policy:

1. About This Privacy Policy

This privacy policy explains Fasano Associates, Inc.’s (“Fasano,” “our” or “we”) general practices for collecting, using, sharing and protecting personal information. This privacy policy may be supplemented by additional privacy statements, terms or notices as provided on a Fasano website or application.

2. Collecting Personal Information

Fasano may collect information about individuals in four ways:

  • Directly from an individual, including by phone, mail or internet forms, or in-person contact;
  • Indirectly from use of Fasano’s services, websites or applications or attendance at marketing-related events, such as conferences and webinars;
  • From another company within our family of companies; and
  • From third parties, such as insurance carriers or Fasano’s clients.

Fasano may collect the following categories of personal information about individuals:

  • Personal identifiers, such as name, date of birth, address, email address, phone number, and gender;
  • Government identifiers, such as Social Security number or driver’s license number;
  • Health information, such as medical records, medical conditions, prescription information, and social habits (tobacco use, substance use, etc.);
  • Background check information, such as criminal history and driving citations;
  • Professional or employment information, such as employer name, occupation, and business contact information;
  • Insurance information, such as insurance policy information and beneficiaries; and
  • Internet information or similar network activity, such as information regarding an individual’s interaction with our websites or applications and marketing analytics (e.g., clicks, opens, and unsubscribes).

Fasano may use and share information that does not reveal an individual’s identity or permit direct association with any specific individual, such as browser and device information, anonymous usage data and aggregated information, for any purpose, except where we are restricted by law. We may collect this data through our servers and the use of cookies and other technologies. You may control cookies through your browser’s settings and other tools. However, if you block certain cookies, you may not be able to register, login, or access certain parts or make full use of Fasano’s services, websites and applications.

Fasano may collect personal information that is subject to certain privacy laws and regulations.

3. Using Personal Information

Fasano may use personal information to:

  • Provide client services, such as life expectancy underwriting, dataset licensing, and underwriting consulting;
  • Maintain data integrity related to our services, including verifying and updating information;
  • Comply with our legal obligations, resolve disputes, and enforce our agreements;
  • Generate and capture sales leads;
  • Distribute marketing and promotional materials;
  • Host conferences and webinars;
  • Perform financial and accounting activities, including processing and distributing invoices and managing accounts payable;
  • Respond to your requests, inquiries, comments and concerns;
  • Provide technical, financial, product and other support and to help keep Fasano working, safe and secure;
  • Provide, evaluate and improve Fasano’s products and services, and develop new products, services and benefits;
  • Notify you about changes or updates to Fasano’s applications, websites, products and services; or
  • Identify usage trends and for data analysis.

We may match or combine personal information with information that we obtain from other sources or that is already in our records, whether collected online or offline, by a predecessor or another company in our family of companies, for the purposes described above.

Fasano may also deidentify or aggregate personal information to create datasets.

4. Sharing Personal Information

Fasano may share personal information to process the information for us based on our instructions and in compliance with this privacy policy and any other appropriate confidentiality and security measures. We may share personal information:

  • With another company in our family of companies;
  • With our service providers, suppliers, contractors, agents and representatives;
  • With our clients pursuant to servicing or licensing agreements;
  • With third parties, such as the Medical Information Bureau; and
  • With your business entity sponsor, if you access Fasano’s services, websites or applications under an entity’s agreement (for example, a company, corporation, nonprofit, partnership, bank or other business entity).

Fasano may also share personal information:

  • To (i) meet any applicable law, regulation, legal process or other legal obligation; (ii) detect, investigate and help prevent security, fraud or technical issues; (iii) enforce and protect our rights and properties; or (iv) protect the rights, property or safety of our users, employees and others; or
  • If Fasano or our services, websites or applications, or a related asset or line of business is acquired by, transferred to or merged with another company.

5. Protecting Personal Information

Fasano recognizes the importance of protecting personal information. We use a variety of administrative, physical and technical security measures intended to safeguard personal information.

6. Updating Personal Information

You may request correction of your personal information held by Fasano. To protect your privacy and security, we may require you to verify your identity.

If you request to deactivate your account or delete your personal information, we will endeavor to fulfill your request in accordance with our policies, but some personal information may be retained in backup copies for a certain period of time and as necessary for legitimate business purposes or to comply with our legal obligations, resolve disputes and enforce our agreements.

Access to personal information that Fasano gathers from certain sources is subject to applicable laws and our data sharing policy.

7. Communicating with You

Fasano will notify you of changes or updates to our services, websites or applications or to this privacy policy whenever necessary, in Fasano’s discretion, through email, invoice announcements, the functionality of our services, websites or applications, or by updating Fasano’s websites or applications. If you have an account with Fasano, we may notify you through such account. Any changes to this privacy policy will be posted on this page with an updated revision date. Your continued use of Fasano’s services, websites and applications following the posting of changes constitutes your acceptance of such changes.

8. Children’s Privacy

We do not knowingly collect information from children under the age of 13 or target Fasano’s websites or applications to children under the age of 13.  Fasano may collect information about children under the age of 13 from a parent or guardian with their consent, and this data is protected in accordance with this privacy policy.

9. Contact Us

If you have any questions, comments or requests regarding this privacy policy or our processing of your information, please contact Fasano by phone at 202-457-8188 or by email at mfasano@fasanoassociates.com.

If you use assistive technology (such as a Braille reader, a screen reader, TTY, etc.) and the format of this privacy policy interferes with your ability to access this privacy policy, contact Fasano for assistance. Please indicate the nature of your accessibility problem, the preferred format you would like to receive this privacy policy, and your contact information so that we may respond in a manner most helpful to you.

Last Revision: 5/25/2021